We’re Invested in Your Future

You’re at the top of your field and innovating solutions for the rest of the world. Your financial planning should be just as innovative.

Helping Gen X & Gen Y Silicon Valley TECH professionals:

  Optimize their RSUs and stock options

  Buy a home

  Save for children’s college

  Achieve financial independence

  Negotiate a better compensation package

  Cut their commute

  Get more out of their income

  Enjoy life more

Your employee equity is the key to opening the door to a world of options

We believe everyone should benefit from their hard work. Working and living in Silicon Valley presents a unique set of challenges, but it’s nothing that can’t be conquered.

Meet Tom, CFP®, MBA

There’s no better place to live and work than right here in Silicon Valley. The fast pace of growth and change is invigorating.

Like you, I’ve struggled with the unique challenges of buying a home, getting ahead in my career, and saving for college. Weighing the options of a commute vs. more square footage is not an easy choice. I’ve wondered how far my income would stretch if my family and I lived anywhere else in the country.

But at the end of the day, I wouldn’t trade it. Just like you haven’t.

After almost 20 years working for companies including eBay, Yahoo!, Intuit, and startups, I made a career change into the financial world as a fee-only financial planner more than a decade ago.  I earned my CFP®, spent a few years at a boutique fee-only firm in San Jose, worked 2 1/2 years at a leading wealth management firm in San Francisco, and then left to build the firm I wish had existed when I was working as a tech professional.

My dream is to help other Silicon Valley tech professionals make better choices for their future.

From optimizing RSUs and stock options to building comprehensive financial plans, I love being a part of the transformation that happens when you finally get a plan in place and start achieving your goals.

Ready to reduce your risk and live a full life?

  Business

eBay

Yahoo!

Intuit

Startups

Aspiriant Wealth Manager

  Education

BA, Stanford University

MBA, Darden School of Business, University of Virginia.

Certified Financial Planner™ professional

  Fun facts:

Born and raised in a small town in Tennessee best known as the “Wind Tunnel Capital of the World”

Lived and taught English to college students in China for two years

Named the family cat “Brown Cat” because we let our four-year old son pick the name

You’ll often find me:

  • Volunteering or coaching our two sons’ sports teams, which include soccer, baseball, basketball, and running.
  • Hanging out with my wonderful wife and two boys.

Great food in Silicon Valley:

  • 888 Ristorante Italiano in San Carlos
  • Rainbow Pizza in San Mateo
  • Back A Yard Caribbean Grill in Menlo Park
  • Sunny Bowl in Mountain View

Favorite podcasts:

  • This American Life
  • Freakonomics Radio
  • Radiolab

The Vested Difference:

Fee Only

We never make commissions. This guarantees our fiduciary commitment to working in your best financial interest

Independent

We recommend what’s best for you since we’re not part of a broker-dealer or bank

Comprehensive Financial Plans

Our attention to every area of your financial life builds a holistic plan that ensures your success

Get clarity about your RSUs and stock options and start taking advantage of its true power.

TOM LO, CFP®, MBA

Vested Financial Planning

 

San Carlos, CA 94070 

 tom@vestedfinancialplanning.com

Phone: (650) 315-7372

DISCLOSURE: Vested Financial Planning, LLC (“VFP”) is an SEC registered investment advisor. Registration does not imply a certain level of skill or training. The presence of this website on the Internet shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons of another jurisdiction unless otherwise permitted by statute. Follow-up or individualized responses to consumers in a particular state by VFP in the rendering of personalized investment advice for compensation shall not be made without our first complying with jurisdiction requirements or pursuant an applicable state exemption.

All written content on this site is for information purposes only. Opinions expressed herein are solely those of VFP, unless otherwise specifically cited. Material presented is believed to be from reliable sources and no representations are made by our firm as to other parties’ informational accuracy or completeness. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation.

Copyright © 2019 - Vested Financial Planning