When should I exercise my Non-Qualified Stock Options (NSOs)?
As a financial planner who specializes in helping tech professionals with employee equity, I hear this question from many of my clients who work at pre-IPO tech companies. Typically, the short answer is, you should exercise and immediately sell your NSOs once you’re...
When Should I Exercise My Incentive Stock Options (ISOs)?
When should I exercise my Incentive Stock Options or ISOs? This is one of the most common questions I hear from my clients as a financial planner that specializes in working with tech professionals at pre-IPO tech companies. The simple answer is that you should...
Should I Sell My Restricted Stock Units (RSUs) Right Away?
The first question that many of my clients who work in tech ask me is: Should I sell my Restricted Stock Units (RSUs) right away? In general, the answer is, yes, you should sell your RSUs right away as soon as they vest. This assumes that your company’s stock is...
My company is going to go public. What does an IPO mean for employees?
If you’re an employee at a pre-IPO tech company that is about to go public or have its IPO, this liquidity event matters to you because it means you will be able to sell your employee equity and get rewarded for all of your hard work. Congrats! When your company goes...
Should You Sign Up For Your ESPP
Hi, I'm Tom Lo with Vested Financial Planning, here to help you answer the question: Should you sign up for your ESPP? The answer is if you can sell your stock within a few days after the ESPP ends, then I would max it out. Remember, you're going to get typically get...
What is an Employee Stock Purchase Plan or ESPP
Transcript of What is an Employee Stock Purchase Plan Hi, my name is Tom Lo. I'm with Vested Financial Planning here to help you understand a ESPP. Your ESPP or Employee Stock Purchase Plan is a benefit for many tech employees at publicly traded companies. It's a way...
TOM LO, CFP®, MBA
Vested Financial Planning
San Carlos, CA 94070
Phone: (650) 315-7372
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