Vested financial planning services
We Offer a Single Service, Comprehensive Financial Planning, Which Includes Both:
Isn’t it worth 1% or less of your investable assets to make the most of the other 99%?
Comprehensive financial planning makes the most of the other 99% of your assets by enabling you to maximize your employee equity, buy a house, save for college, and plan for financial independence.
Ready to talk with an expert?
Comprehensive Financial Planning
Ongoing Financial Planning
The pricing for this single service of comprehensive financial planning is an annual advisory fee using the schedule below.
Please note that we can add the most value if you have vested employee equity (ISOs, RSUs, NSOs, ESPP), savings, investments, retirement assets that total $1 million or more (excluding real estate).
We charge a minimum annual fee of $8,500 for individuals and $10,000 for couples.
The annual comprehensive financial planning fee is determined by the following schedule for assets under management:
$0 - $1,000,000: 1.00%
$1,000,001 - $2,000,000: 0.85%
$2,000,001 - $3,000,000: 0.75%
$3,000,001 - $5,000,000: 0.60%
$5,000,001 - $10,000,000: 0.50%
$10,000,001 - $20,000,000: 0.40%
$20,000,001 and above: 0.30%
We’re paid directly by you and never receive commissions or referral fees
We recommend what’s best for you since we’re not part of a broker-dealer or bank
We’re legally bound to always work in your best financial interest
Vested Financial Planning works with Gen X & GEN Y Silicon Valley tech professionals to make the most of their employee equity
We build plans that help you buy a home, save for college costs and prepare for retirement and we help you enjoy the journey too
Cash Flow & Budgeting
Tax Planning Strategies
Financial Goal Planning
Employee Benefit Optimization
Home Buying Counseling
Investment Analysis & Management
Let’s Work Towards Your Financial Dreams.
1. Build the Plan
2. Take Action
3. Reach Your Goals
TOM LO, CFP®, MBA
Vested Financial Planning
San Carlos, CA 94070
Phone: (650) 315-7372
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