Vested financial planning services

We Offer a Single Service, Comprehensive Financial Planning, Which Includes Both:

Ongoing Financial Planning

It’s about the lifestyle and planning for what you really want most

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Investment Management

We invest for you to achieve the lifestyle you dream of

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Pricing 

Isn’t it worth 1% or less of your investable assets to make the most of the other 99%?

Comprehensive financial planning makes the most of the other 99% of your assets by enabling you to maximize your employee equity, buy a house, save for college, and plan for financial independence.

Ready to talk with an expert?

 

Comprehensive Financial Planning

Ongoing Financial Planning
Investment Management

The pricing for this single service of comprehensive financial planning is an annual advisory fee using the schedule below.

We can add the most value if you have vested employee equity (ISOs, RSUs, NSOs, ESPP), savings, investments, retirement assets that total $2 million or more (excluding real estate).

To protect our high level of service for our clients, we limit ourselves to bringing on only one new client household per quarter.

The annual advisory fee is determined by the following schedule for assets under management and is a blended fee. For example, a household with $2 million in assets under management would pay 1.00% on the first $1 million and 0.85% on the second $1 million. Our minimum fee is $4,625 per quarter:

$0 - $1,000,000: 1.00%
$1,000,001 - $3,000,000: 0.85%
$3,000,001 - $5,000,000: 0.75%
$5,000,001 - $10,000,000: 0.65%
$10,000,001 - $20,000,000: 0.55%
$20,000,001 and above: 0.45%

Fee-only Services

We’re paid directly by you and never receive commissions or referral fees

Independent

We recommend what’s best for you since we’re not part of a broker-dealer or bank

Fiduciary Promise

We’re legally bound to always work in your best financial interest

Vested Financial Planning works with Gen X & GEN Y Silicon Valley tech professionals to optimize their RSUs and stock options

We build plans that help you buy a home, save for college costs and prepare for retirement and we help you enjoy the journey too

  Cash Flow & Budgeting

  Tax Planning Strategies

  Estate Planning

  Insurance Review

  Financial Goal Planning

  Employee Benefit Optimization

  Home Buying Counseling

  College Savings

  Retirement Planning

  Investment Analysis & Management

Let’s Work Towards Your Financial Dreams.

 

1. Build the Plan

2. Take Action

3. Reach Your Goals

TOM LO, CFP®, MBA

Vested Financial Planning

 

San Carlos, CA 94070 

 tom@vestedfinancialplanning.com

Phone: (650) 315-7372

DISCLOSURE: Vested Financial Planning, LLC (“VFP”) is an SEC registered investment advisor. Registration does not imply a certain level of skill or training. The presence of this website on the Internet shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons of another jurisdiction unless otherwise permitted by statute. Follow-up or individualized responses to consumers in a particular state by VFP in the rendering of personalized investment advice for compensation shall not be made without our first complying with jurisdiction requirements or pursuant an applicable state exemption.

All written content on this site is for information purposes only. Opinions expressed herein are solely those of VFP, unless otherwise specifically cited. Material presented is believed to be from reliable sources and no representations are made by our firm as to other parties’ informational accuracy or completeness. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation.

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